One number.
Every week.
Neutral turns your paycheque into a single weekly figure, takes what you owe every month off the top, and shows what is left. Monday comes and it starts over.
Download on the App Store No bank connection. No ads. No analytics.
Money is arithmetic
Most people can do the arithmetic. They put off opening the app anyway, because somewhere along the way a number started to feel like a verdict on how they are doing.
A number is a measurement. It describes a week. It does not describe you, it does not remember last month, and it is not keeping score. Neutral is built to be opened calmly: one figure, stated plainly, with nothing in it that praises or scolds.
The bills come first
Your monthly expenses and savings come off a little every week, so the 1st is never a surprise and the money you see left is genuinely free to spend.
Level again on Monday
Every week starts at the same place. A good week is reported rather than hoarded, and a difficult one does not follow you into the next.
A blank sheet each day
Write down what you bought and nothing else. A category is an optional tag, for when you want to look back. That is the whole of the bookkeeping.
The week, in review
When a week closes, Neutral records what you spent and what was left over. Nothing is carried forward and nothing is swept away. It stays a number you simply got to see.
Budget alongside a friend
Share your week with someone who will notice. They see your budget, your categories, and how the week is going. They never see your balances, your paycheque, or where your money went. Both of you have to agree before anything is shared.
Your numbers stay yours
No analytics, no advertising, no third party code, and no connection to your bank. Every number in Neutral is one you entered yourself. The whole privacy policy takes under a minute to read.